Shoreline restoration, Balsam and Cameron Lakes

Shoreline restoration on Balsam and Cameron lakes, from Coboconk to Fenelon Falls

We re-slope and armour eroded banks on the two summit lakes of the Trent-Severn, with native planting and a no-mow buffer. Send the form and an owner calls you back today.

  • ✓Same-day callback from an owner
  • ✓Conservation authority and Parks Canada permits filed for you
  • ✓River rock, native planting and stone steps, one crew
Get your free shoreline consult
A few quick questions. An owner calls you back today.
Prefer to talk? Call (705) 208-7121
32 reviews, most of them for yards and stone work
Owners on site
One or both owners on site every day of the build
Our own machines
Excavators and skid steers we own, so the base and the stone are one crew's work
Locates before every dig
Ontario Dig Authority locate filed before the machine arrives

Shoreline restoration on Balsam and Cameron Lakes

Shoreline restoration on Balsam and Cameron lakes is work on the summit of the Trent-Severn: Balsam is the highest lake you can reach by boat from the Atlantic. We work for cottage and year-round owners from Coboconk, Kirkfield and Balsam Lake Provincial Park to Rosedale and Fenelon Falls. Kawartha Conservation estimates a quarter of Balsam's water's edge, about 22 km, is concrete, wood, lawn or armour stone. Where a bank has slumped or a wall has failed, we re-slope it, armour it with river rock and replant it.

Shoreline restoration

Bank washing into the lake, an old wall leaning out, ice shoving the stone around every spring? You get a shoreline rebuilt to hold, in the form the permit offices approve.

  • ✓Eroded banks re-sloped and armoured with river rock on a 3:1 slope
  • ✓Failed timber, concrete and stone walls taken out
  • ✓Native planting and a no-mow buffer that roots the bank
  • ✓Armour stone steps and seating walls up the bank to the water
  • ✓Machine and stone access planned, the site restored when we leave

The permits, handled

On the Kawartha lakes most shoreline jobs need two approvals, and the calendar matters as much as the paperwork. You sign; we prepare and file.

  • ✓Your survey checked for a City shoreline road allowance
  • ✓Pre-consultation and permit with Kawartha Conservation or Otonabee Conservation
  • ✓Parks Canada in-water and shoreline works application on Trent-Severn lakes
  • ✓The build timed to the fish-spawning window
  • ✓Every approval in hand before a machine touches the bank

We run our own excavators and skid steers, so the grading, the stone and the planting are one crew's work, with an owner on site every day.

We design to what the conservation authority and Parks Canada approve. If what you picture is a vertical armour stone wall at the waterline, you hear at the first visit what gets permitted instead, before you spend a dollar on drawings.

Shorelines on Balsam and Cameron Lakes: what the permits allow

Who signs off

Both lakes sit entirely inside the City of Kawartha Lakes, and Kawartha Conservation regulates both shorelines, so one authority and one municipality apply. Under O. Reg. 41/24, in force since April 1, 2024, Kawartha Conservation works to the 100-year and Timmins flood standards; the regulated shore runs from the flood level plus wave and ice allowances to 15 m further inland, and 30 m around wetlands. Parks Canada permits shoreline stabilization on the Trent-Severn. The City sells unopened lake road allowances at $9.00 per sq ft over 12 to 18 months, and its site alteration By-law 2019-105 defers to the conservation authority in regulated areas.

What gets approved

Balsam covers about 48 km² with an average depth of 4.8 m and a maximum of 14.9 m. Cameron is smaller at 15 km² but one of the deepest Kawartha Lakes, averaging 9.3 m and reaching 18.2 m. Their shorelines run about 141 km combined. Full navigation levels sit at 256.2 m on Balsam and 255.04 m on Cameron, held by the Rosedale and Fenelon Falls dams, with the Kirkfield lock and a canal gate to Mitchell Lake on Balsam's west side. Most inflow comes off the Canadian Shield through the Gull and Burnt rivers, and on April 23, 2026 Parks Canada reported the Kawartha Lakes overfull.

The calendar

Balsam and Cameron have a narrower nearshore band than most Kawartha Lakes, and because both lakes are naturally low in nutrients, Kawartha Conservation calls that shallow strip especially important: muskellunge and walleye use it to spawn, nurse and feed. Seven provincially significant wetlands sit on the two shorelines, most at creek and river outlets, including Hannavan's Creek, Indian Point, Staples Creek, Corben Creek, Pearns Creek and the Burnt River outlet. O. Reg. 41/24 regulates 30 m around a wetland.

Communities we cover from here

CoboconkRosedaleFenelon FallsKirkfieldBalsam Lake Provincial ParkIndian PointKillarney BayCedar PointBirch PointGrand IslandDewey's Island

How shoreline restoration on Balsam and Cameron Lakes works, in four steps

1
Tell us about your waterfront
Send the form or call. An owner calls you back the same business day.
2
An owner walks the shoreline
We measure the frontage, photograph the bank, check your survey for a shoreline road allowance, and work out how machines and stone get in.
3
We file the permits
Pre-consultation with the conservation authority, then the applications to it and to Parks Canada with the site plan and photos they ask for.
4
Build in the open window
Stone, grading and planting when the fish window allows, then a walk-through and your written warranty.

Stone work we have built

Armour stone wall and steps built by Thor Construction
Armour stone going in on a Thor Construction job
Flagstone path and armour stone by Thor Construction

What our customers say

★★★★★

“Thor Construction company did some hardscaping for us in our backyard around the pool. Right from the start they were responsive, they worked with us on a design that was functional for the space and stayed within the agreed budget. Their work was fabulous!”

D 1072
Pool surround, hardscaping · Google review
★★★★★

“Thor construction company did a great job on my landscaping for my new home, great design idea for my garden and driveway and walkway plus patio thanks for the great job, we highly recommend them”

Jeremy Thorsen
New home, full landscaping · Google review
★★★★★

“Can't say enough about Thor Construction Company. They transformed my backyard space into a perfect little getaway; can't wait to host this summer! They were professional, hardworking bunch and I would recommend you chose this company for your backyard or landscaping needs...big or small!”

Matthew Tynkaluk
Backyard rebuild · Google review

Shoreline restoration on Balsam and Cameron Lakes: your questions answered

Do I need a permit for shoreline work on Balsam Lake?

Yes. Kawartha Conservation regulates the shoreline under O. Reg. 41/24, and Parks Canada requires a Trent-Severn permit for shoreline stabilization. Parks Canada's policy ranks native vegetation first, bio-engineering second and rip-rap third, with rip-rap on a 3:1 slope over filter fabric. We prepare and file both applications.

Why does my Cameron Lake shoreline keep eroding?

Kawartha Conservation's plan for Balsam and Cameron names three drivers: dense building near the water's edge, lake ice moving back and forth on the shore, and above-average spring water, with high flows in spring 2013 and 2014. We re-slope the bank to 3:1, armour it with river rock and plant it.

Is there a time of year shoreline work stops on Balsam or Cameron Lake?

Yes. Both lakes hold walleye, muskellunge and bass, and the Gull River, Staples River and Pearns Creek are documented spawning streams. DFO's southern Ontario window restricts in-water work from March 15 to July 15 where walleye and bass share a lake. We file months ahead and schedule the build for the open window.

Do I need a permit to fix my shoreline?

On the Kawartha lakes, almost always two. Parks Canada permits all work on the bed and waters of the Trent-Severn lakes, including shoreline stabilization, and the conservation authority permits work in its regulated area along the shore. We prepare and file both.

Can I put an armour stone wall at the water's edge?

Kawartha Conservation's published guidance steers away from hardened shorelines, meaning retaining walls, sheet piles and armour stone at the water's edge. What it recommends is river rock in mixed sizes on a 3:1 slope along the natural contour, native plants and a no-mow buffer. We design to that, and put armour stone where it earns its place: steps, seating walls and terraces up the bank.

When can the work happen?

On lakes that hold walleye and bass, which is most of the Kawarthas, Fisheries and Oceans Canada's timing window keeps in-water work off-limits from March 15 to July 15 while fish spawn. Parks Canada permits are valid for one year, so we file in fall or winter and schedule the build for the open window.

How long do the permits take?

Kawartha Conservation publishes its timelines: a streamlined permit is checked for completeness in 10 days and issued within 14 more, a standard minor permit in 14 plus 21 days. Parks Canada asks for applications several months before the start date. That is why fall is the time to start.

Can you take out an old wall?

Yes. Removing a failed timber, concrete or stone wall is shoreline work too, so it goes through the same permits, and the bank is re-sloped and planted where the wall stood.

How is a shoreline priced?

By the length of frontage, the slope, how machines and stone get to the water, and what the permits require. You get a written price after the site visit, with the permit work priced in the same quote.

Other areas and services

Every page has the local permit office, the ground and the rules for that area.

Ready to get your shoreline permitted, Balsam and Cameron Lakes?

Send the form and an owner calls you back today. Or call now and talk to the person who will dig the job.

Get your free shoreline consult
A few quick questions. An owner calls you back today.
Prefer to talk? Call (705) 208-7121
Thor Construction Company
Bobcaygeon, Ontario · Serving Central Ontario, north of the GTA
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